The Toll-Free ATM Network was created by Momentum Cash Systems to provide financial institutions with access to .Toll-Free. (or surcharge free) cash withdrawals for their customers. The .Toll-Free. ATM Network utilizes a neutral platform of ATMs conveniently placed in public access-retail locations owned or processed by Momentum Cash Systems.

When your financial institution joins the .Toll-Free. ATM Network, your customers will receive surcharge free cash withdrawals at every participating ATM in the .Toll-Free. ATM Network. We simply suppress your financial institution.s BIN numbers and your customers will not be charged the annoying .convenience fee. at Network ATMs. We suppress the BINs at the processor level to ensure your customer avoids the fee.

The Toll-Free ATM Network is a neutral platform that utilizes a pre-installed base of ATMs either owned or processed by Momentum Cash Systems. Momentum has recognized the need for financial institutions to create more touch points in the marketplace to better serve existing and prospective customers. However, deploying ATMs is costly and difficult. Not to mention that all of the good retail ATM locations are taken. Momentum has these good locations and is making them available to customers of participating financial institutions for surcharge free cash withdrawals.

Financial Institution Benefits:

• Customer retention
• Customer loyalty
• Increased checking penetration
• Customer acquisition
• Customer savings
• Convenient access to surcharge free cash withdrawals
• Expanded presence in new neighborhoods/markets without capital and operating costs of a new branch
• Strategic advantage to compete in the market
• Hassle free . Headache free program, no administrative work for bank personnel
• Meets the demand/pressure to provide more surcharge free access

Gary Walston
Vice President . Sales & Marketing
Office: 713-460-0177
Mobile: 713-444-0490
gwalston@momentumcash.com